Loan Repayment

If you are attending school at least half-time, you typically have six months (nine months for Perkins and federal loans) after you graduate, leave school, or drop below half-time status before you begin repayment at Emory. This is called the grace period. At the end of your grace period, you must begin repaying your loan. Most loans administered by Emory allow up to 10 years to repay. Your monthly payment amount will depend on the size of your debt, the interest rate, and the length of your repayment period.

Example: 5% interest

table showing loan payment interest

Your individual repayment schedule will be provided to you by Heartland/ECSI with your Exit Interview materials.